Read A Calculated Risk by Katherine Neville Online


"A dizzying, enjoyable caper...After reading this hard-to-put down thriller, you may put all your money in your mattress."LOS ANGELES DAILY NEWSWhen financial executive Verity Banks' latest proposal is axed by her boss, she decides to show how easy it is to break through automated security, hide money, and then show senior management where it is. Then her former mentor, fi"A dizzying, enjoyable caper...After reading this hard-to-put down thriller, you may put all your money in your mattress."LOS ANGELES DAILY NEWSWhen financial executive Verity Banks' latest proposal is axed by her boss, she decides to show how easy it is to break through automated security, hide money, and then show senior management where it is. Then her former mentor, financial wizard, Dr. Zooltan Tor ups the ante, and dares her to steal a billion dollars, invest it to earn thirty million in three months, then put the original billion back before anyone notices. To heighten the challenge, Tor and Verity will compete against each other, though Tor gives Verity an edge: she can use a computer for her theft, but he cannot....A BOOK-OF-THE-MONTH-CLUB ALTERNATE SELECTION...

Title : A Calculated Risk
Author :
Rating :
ISBN : 9780345386823
Format Type : Paperback
Number of Pages : 352 Pages
Status : Available For Download
Last checked : 21 Minutes ago!

A Calculated Risk Reviews

  • Aldo Meza
    2019-02-22 22:29

    Este si me ha gustado bastante, Neville siempre aplica la misma fórmula a sus obras, pero en esta los personajes son buenísimos !! Muy recomendable.

  • Rebecca Dew
    2019-02-16 16:23

    Katherine Neville consistently amazes me. Everything she writes is technologically advance for the time and endlessly fascinating for techno-thrilling mysteries. The only minor quibble I've ever felt in regard to her books is the inclusion of some kind of romance between the hero and heroine, which, to me, always feels slightly off-kilter. As with "The Eight" and again in "A Calculated Risk", the break-neck pacing of the storyline comes screeching to a halt for a sexual interlude just prior to grande finale. It turns out, inevitably, that the hero was assisting the intrepid genius-heroine because he's been secretly in love with her from the moment he first saw her. He is also smarter than she is and has anticipated her every move, smoothing the way for her whenever possible. In my opinion, this plot point detracts from both the overall storyline and the development of the heroine by suggesting that she isn't nearly so clever. Furthermore, that he fell for her before ever meeting her or at first sight, shows that his interest had nothing to do with her intelligence or personality. Considering these are books featuring great female lead characters and are exquisitely crafted mysteries, it's surprising that the romantic and sexual relationships of the leads are so thoroughly bungled.

  • Πάνος Τουρλής
    2019-02-04 18:18

    Αρκετά κουραστικό ομολογώ. Έχουμε δύο παράλληλες ιστορίες: μία της εποχής των Ναπολεόντειων πολέμων και μια στο σήμερα. Στην πρώτη παρακολουθούμε τις βάσεις της οικογένειας που έχτισε μια σημαντική οικονομική αυτοκρατορία και στη δεύτερη έχουμε την ιστορία μιας επιτυχημένης γυναίκας στο χωρο των τραπεζιτικών και οικονομικών συστημάτων. Έχει τόσους ορισμούς οικονομολογίας, χρηματιστικής και τραπεζικής που καταντάει κουραστικό πραγματικά. Σίγουρα έχει ανατροπές αλλα η ορολογία με απώθησε. Είναι ενδιαφέρον, σίγουρα κάποιος του χώρου θα το εκτιμήσει πολύ περισσότερο αλλά για μας τους κοινούς θνητούς...Εντυπωσιακό το γεγονός τι γίνεται πίσω από τις πλάτες μας στα μεγάλα γραφεία των μεγάλων τραπεζών του κόσμου, τα κόλπα που γίνονται για λίγα λεφτά παραπάνω με τα δικά μας λεφτά και τις κομπίνες που υπάρχουν σε έναν κόσμο σκληρό, ανταγωνιστικό και απρόσωπο. Κι όλα να λύνονται σε ένα ελληνικό νησί; Χμ...Καλές και οισκηνές του έρωτα μεταξύ των πρωταγωνιστών και κωμική η νότα της βαρόνης αλλά το κυρίως θέμα πολύ εξειδικευμένο για να το παρακολουθήσω. Παρασάγγας το Οχτώ είναι το καλύτερο της συγγραφέως.

  • Amy
    2019-02-10 16:33

    I liked this! I chose it because I have a great love of Katherine Neville, particularly the Eight, which I have read admittedly quite a few times over. Recently I read her sequel to the Eight, the Fire, which I enjoyed, but you know what? I realized I had to start from the beginning. (Typical of me.) Reread the Eight and then the Fire. Did I mention the desire to reread the first five of Jean Auel's Clan of the Cave Bear Series, before the newest, Painted Caves? I need a refresher to truly enjoy it.

  • Margarita
    2019-01-29 21:35

    Solid 4 stars for this financial/tech mystery. Verity, a geeky executive at the bank of the world wants to prove a point to the financial industry: security standards in the banking world are lose and management is either ignorant or indifferent to the problem. To prove this, she sets up a plan to steal $1 billion from the bank and hide it into fake accounts. What started as a "noble" goal, transforms into a personal bet with an old friend and things start to fall apart in the process. Kathrenie Neville's story is undoubtedly biased against the financial industry which is why this does not get 5 stars. If she balanced it better it would have been an easy five star, despite at the times the far fetched plot points. Her descriptions are beautiful and the main character believably smart and flawed. I look forward to reading KN's the Eight, which is her most popular book.

  • Brett
    2019-01-25 23:19

    Pretty good as an exposé of flaws in the banking system (and prescient to boot), but a rather boring story. The romance was awful, the supporting characters were very underdeveloped, and the necessity of the heroine being saved by the hero was Bondian - James Bondian. Just keep telling a woman you want to sleep with her and eventually she'll give in and respect you for it.

  • Sophia
    2019-01-27 18:15

    I don't understand a lot about computers and economics but I loved this book! Although it was written '92 or '93, I'm not sure (I can't believe I was ten then!!), it's like it was written today! Very good story.

  • Debbie Johnson
    2019-01-23 17:12

    A very good read!!!

  • ainsley
    2019-02-07 22:37

    Though in some ways it hasn't aged well (changing teckies to techies would at least make it seem more like a historical thriller and less like a historic artifact), some of the ideas seem a little too scarily plausible in our current political climate. I'm also with the reviewer who feels that the obligatory romance subplot weakened the book (as it so often does). A decent escape, but not one I'll reread more than every few years.

  • John Purvis
    2019-02-14 18:11

    “A Calculated Risk” eBook was published in 2015 (originally published on paper in 1992) and was written by Katherine Neville ( Ms. Neville has written four novels. I received a galley of this novel for review through I categorize this novel as ‘PG’ because it contains scenes of Violence, Mature Language and Mature Situations. This Thriller novel is primarily set in California and on an island between Greece and Turkey. Verity Banks is a brilliant computer scientist with strong ties to the financial community. While she has a high position in the World Bank, she clearly will proceed no further. The executives of the bank seem fully willing to keep her ‘in her place’ and seem to have no concern over the lack of cyber security safeguards. She decides to show the bank how vulnerable they are by ‘borrowing’ funds. She consults with long time friend and mentor Dr. Zoltan Tor. One think leads to another and she soon finds herself competing in a bet with Tor on who can ‘borrow’ the most funds over a three month period.They each race to see who can twist the banking systems allowing them to capture funds. Before long though, their efforts are threatened by an unexpected adversary. I spent 9+ hours with this 354 page novel. It was interesting as it dealt with computer security (or the lack there of) back in the 80s and 90s, as well as banking procedures. This wasn’t much of a Thriller and had a significant thread of Romance. I find it hard to judge this novel with more than a 3.5 (rounded up to a 4) out of 5. Further book reviews I have written can be accessed at

  • melydia
    2019-02-01 21:15

    This is my third Neville book (of three, as far as I can tell) and I think it's probably my second favorite (with The Eight being the clear winner). All of these books have followed strong, intelligent women dealing with high-risk situations. There is also another plot, which takes place hundreds of years earlier, that somehow relates to the modern storyline. In this case, we have Verity Banks, a vice president of Bank of the World (Neville worked for Bank of America; perhaps there is a parallel here?), continually fighting with her chauvenistic management who dismiss her suggestions unless they can somehow claim them as their own. Fed up, she decides to demonstrate how faulty their computer security is by temporarily stealing money herself. Enter Zolan Tor, Banks's brilliant former mentor, who decides that he wants to play too, and can do it better. So they make a bet. The historical side story is about the Rothschild family some 200 years ago, who apparently have a lot to do with why banking is the way it is. I couldn't quiet follow it, and I don't think it added anything to the story. The modern thread, on the other hand, was a real page-turner. I just couldn't put it down. Banks and Tor had a wonderful chemistry, and the other characters were a blast. My favorite was Lelia, the French Russian dame who spoke no language well and thus several broken languages at once. I would certainly recommend this one if you're looking for a fun thriller, but if you only read one Neville book, I'd still have to steer you towards The Eight.

  • Shannon
    2019-02-12 19:15

    This was not the joy ride that The Eight was, but it was still a good story. It is about a 30-ish woman who is VP at a huge California bank, based in San Francisco (read: B of A!) who is dissatisfied with her basically dead-end job (albeit very well paid!) She is also fed up with the "old boy" network that runs the bank and believes that she can rob the bank through its vulnerable internal security systems. She intends to replace the money, just to show it can be done and maybe make the powers that be sit up and take some notice of her. She enlists the help of her mentor from 12 years ago in New York, a computer genius, who also happens to be very interested in her personally. He proposes a wager to see who can steal $30,000,000. by April 1 ( about 3 1/2 months away.) That is the set-up of the plot which takes many dips and turns along the way ( including flashbacks to the late 1700's & early 1800's featuring the Rothschilds & Napoleon.)Warning: While not explicit or obscene, this book has a couple of VERY steamy chapters set on a private island in San Francisco Bay! Easily skipped because although sensuous, not essential to the plot! Ending: semi-satisfying; I saw it coming (as I believe most readers would) but not too bad.Final thoughts: Good enough to keep for a 2nd read sometime; not her best or one of my top 20 faves!

  • Carlos Mock
    2019-01-29 16:26

    A Calculated Risk by Katherine NevilleThis book is about a wager. Verity Banks is a woman who is at the pinnacle of her career. She has no-where else to rise up in the executive ladder. When her proposal to step up the Bank of The World's computer security project is axed by her boss, Kislick Willingly, she decides to hide some money in a place where no one will find it - inside the bank's own computer system. She'll then point it out to senior management how easy such a theft is. To fulfill her plan, Verity recruits her protege and financial wizard, Dr. Zolian Tor. And here lies the wager: Tor challenges Verity to steal more money from the bank than he will earn as he steals money from the SEC. If Verity loses, she'll have to leave everything and work for Tor for a year and one day. Is Verity wins, Tor will get her appointed to The Federal Reserve Bank. The book is poorly written, narrated from a Verity's universal first person point of view. It has some information on the Rothschilds, the world's first bankers - but that plot is never fully developed. It is an easy read, but after "Eight," it was a disappointment.

  • Lucas Rodriguez
    2019-02-04 15:31

    Pensé que sería diferente a los otros bestsellers de Katherine, sobre todo por la temática bancaria basada en sus vivencias personales, pero en verdad no es mas que un fanfiction glorificado que la tiene a ella como protagonista y encima se vuelve a escribir un co-protagonista que termina resultando un dios griego entre los humanos y se termina enamorando de 'una simple bancaria'. El medir los sistemas de seguridad de los '90 para probar que pueden fallar habría sido genial como thriller de acción, pero con la jerga ingente de datos y términos y esos prólogos en el pasado que no sirven de casi nada a la historia principal, es otro mal paso de la autora. Ciertos personajes y escenas salvan la trama aquí y allá, pero en general no me deja decepcionado sino carente de emociones. Con todo esto, Me da miedo volver a releer El Ocho y descubrir que no es tan excelente como yo lo pensé en su momento...

  • Susan
    2019-02-20 17:20

    A modern-day tale enhanced with historical references, set in San Francisco, New York City, Germany, Belgium, England and on an island near Greece. Verity Banks is a successful banker, already vice-president of her San Francisco bank but headed for a key position at the Federal Reserve, when her boss cancels a security project proposal and sabotages her new job offer. Furious, she decides to prove the bank needs the security she proposed - by hacking into the bank and stealing millions. Her long-time mentor in New York City has his own plan to unveil corruption, and challenges her to take the risk. Verity's good friends and loyal co-workers join her and her mentor in the challenge.The historical segments reveal how the Rothschild family made its fortune.Verity's eclectic friends with eccentric personalities introduce unplanned changes into the scheme. Together they all undergo a shift in their life goals and values.

  • Bobbie
    2019-02-17 17:21

    This was not at all what I expected it to be.With the "Law and Order"-esque cover and the semisensationalistic synopsyis (say that 5 times fast) on the back I fully expected a redux of Digital Fortress.What a pleasant surprise, then, to find that the female character was more than window dressing (I had worries when the first paragraph or so discussed opera and rained upon pearls) and in fact a complexish character in her own right. I did geek out a bit on the process of the plot, and note that this was written before the economic woes hit the Fed as hard as they did in September. I also did worry about the romantic subplot, because usually that thing is so contrived, but it works in its own quirky semi-geek way. (I don't recall having ever told a man he tasted like nasturtiums, but hey, I'm only a couple of years older than the heroine).A good read. Possibly a good re-read :)

  • Athina
    2019-02-13 16:36

    A Calculated Risk is a book written by Katherine Neville. Verity Banks is a woman who decides to show how easy it is to break through security system and steal money due to a bet that her boss, Tor, is luring her to agree. When her former mentor is involved, the game they are trying to play takes a turn and the bet has new terms: She can use computer to do the theft but he cannot. I read this book a while after I had read “The eight” and I must admit that I didn’t enjoy it so much. The story was well written and I liked that it takes place in so many cities like New York, Germany, Belgium, England and a small island near Greece. I liked the plot and the characters but after reading it all, I had mixed feelings. I didn’t get bored but I wasn’t so thrilled either. I think I should read it again but the result from the first time it is just OK.

  • LJ
    2019-02-13 17:34

    Calculated Risk - GKathleen NevilleWhen financial executive Verity Banks' latest proposal is axed by her boss, she decides to show how easy it is to break through automated security, hide money, and then show senior management where it is. Then her former mentor, financial wizard, Dr. Zooltan Tor ups the ante, and dares her to steal a billion dollars, invest it to earn thirty million in three months, then put the original billion back before anyone notices. To heighten the challenge, Tor and Verity will compete against each other, though Tor gives Verity an edge: she can use a computer for her theft, but he cannot....This was a good read but certainly lacked the intensity, drive and character development of The Eight.

  • Lindsay
    2019-01-31 23:21

    I have read this book 4 or 5 times now. Every time I pick it up off my bookshelf, I think that it's a book I haven't read yet. It doesn't take me long to realize I have read it, I just can't remember much about it. The fact that I've kept this book instead of giving it away says that it's a good book. It's just not a memorable book.To this day I am still impressed by the foresight Ms. Neville had into the banking industry and what the future would hold. And it is one of the few books where I don't guess the final answer/villain within the first few chapters. Probably considered a techno-thriller when it was published, although too slow paced to be one by today's standards.

  • Φλεγύας
    2019-01-25 18:27

    (read this in its Hellenic translation)I absolutely love this book. Although this is not my usual genre, I absolutely loved it.The story is gripping, the pace is wonderful, the research behind it must have taken some time (granted, not as much as Kostova's Historian but still), the characters are very likable and one in particular, the main character's mentor and computer whiz or guru, is absolutely wonderful.I've read other books by Neville as well but I can certainly say that even if others may be better books (the Eight comes to mind), better researched and on a much greater scale, this is the one I thoroughly enjoyed from start to finish.

  • Katie
    2019-02-11 18:15

    A good heist book, although the ending did not go as I expected. It's a high tech bank heist that will leave you wondering about the billions of dollars that circle the global via EFTs. It will make you rethink all the value that we place on "money" - which as the author points out is really just a symbol.My favorite quote: "I think of our age in high-tech banking as the Dawn of Ficudary Symbolism- the era where money has become nothing more than tiny dots of light bouncing off satellites in space. The kicker is that this high-tech heist could be set in present day, but the book was written in the early 1990s

  • Christian
    2019-02-04 19:25

    I do love well written caper or con books, as such Katherine Neville's Calculated risk is a big disappointment. The main Heroine Verity Banks (she is a banker) strikes a wager with her former Mentor Dr Zoltan Tor who can steal a billion dollar and first invest it to a gain of 30 million dollar. Let me just say this the only plan that has at least a bit of flair, is Tor's, Verity is just stumbling through story, trying to make her weird plan work. The main problem I have with the character is that Mrs Neville tries to keep her main character Lilly white, this makes her absolutely boring.

  • Ana Elena Romero
    2019-02-09 20:18

    Pesadísima novela de Katherine Neville, autora de la magnífica novela "El ocho".Buscando intriga y suspense similar a aquella obra, mi decepción ha sido considerable.Ni el relato, ni los personajes resultan creíbles ni atractivos ni sugerentes.La trama gira en torno a la estrategia diseñada por una experta informática para romper los sistemas de seguridad del banco en el que trabaja, consecuencia de una venganza por despecho contra el jefe que le ha frustado sus planes.No he podido digerirla...

  • Jacquelyn
    2019-02-02 22:33

    I decided to read this book because I really enjoy "The Eight" by the same author. I feel that this story took almost 100 pages before it captured my interest as a reader (that is why I am only rating this book as a three star). I usually don't give a book that many pages to "hook" me but I wanted to see how the story ended. It was worth stuggling through the extra pages before the story really got moving. The plot takes some twists and turns that were fun developments. However I felt that the "Tor" character in this book sounded alot like the "Nim" character from "The Eight."

  • Lindsey
    2019-01-23 18:34

    More of a mathematical adventure. In the style of Dan Brown but better. This adventure just draws you in and won't let you put it down. A book that makes you think - who would have thunk it. Dare to read it and get addicted to Katherine Neville's works. If you've never read this author before read The Eight - it is by far her best novel yet. The sequel is out now to it as well so the fun can keep going in The Fire.

  • marielR.a
    2019-02-09 18:23

    lo que empezo como un venganza personal termino siendo una vendetta contra el sistema corrupto y foraguido... un muy buen libro con el toque personal de Katherine Neville... una protagonista fuerte y audaz... es gracioso imaginarse el sistema informatico de mediados de los 90... creo que hoy en dia perderia parte se su encanto... sobre todo con ''charles''... mi mayor queja es lo denso y tecnico en lenguaje financiero y/o informatico que se pone a veces...

  • Galina
    2019-02-11 20:25

    Very chaotic book. In the middle I couldn't understand what I'm reading - the adventure about bank robbery or simple women love-story novel. And to say the truth the second would be much better. As the adventure it was full of some details that I think author doesn't know a lot about. So when she tried to explain to the reader some banking processes that was a mess. But as I said as a love-story it's quite good.

  • Jennifer
    2019-02-21 19:23

    I picked up 'A Calculated Risk' because I thoroughly enjoyed 'The Eight', also by Katherine Neville. When I saw she used to be a Bank of America VP and the story was about money movement and risk management in the "old days" of the 80s, I got excited. (Least relatable sentence I've ever written.) This book was a quick, fun read. It's a fluffy, light thriller with enough intellectual detail and romance to keep it interesting.

  • Kati
    2019-02-07 20:20

    Interesting concept involving a woman who wants to beat the security systems for a bank after her boss sabotages her opportunity to get the job of her dreams. This involves a lot of description without the necessary action, but I learned about international banking and the systems involved in account processing. A fun read.

  • Jenaro
    2019-02-04 21:35

    I really liked her book The Eight, in fact, one of my favorite books in the last few years. I've read another one of her books and it was good but not as great as The Eight. This one has started out good and so far it's a great read. A young woman enters the bank business and after 10 years and not getting ahead she decides to rob it!